Over 50's life insurance from a UK company

The purpose of over 50's life insurance is to make sure there is a cash lump sum provided for your family when you are gone. This can be used to pay outstanding debts, funeral costs, or to give those you have to leave behind a legacy to improve their lives.

Easy to get and available to all

The over 50's life insurance product is easy to understand and easy to afford. The only things you need to tell us are your age, sex and whether or not you are a smoker. Then decide how much you want to leave behind and our quote calculator will tell you your low monthly premium.

There are no restrictions – the policy is available to any UK resident over 50 and under 80.

It's easy to apply for, just click on a quote button to get to the quote calculator. If you get distracted half way through, don’t worry, because you can save your quote and come back to it later, anytime up to 30 days later. And when you become a customer you can access policy documents from this site and change your details, if you need to, whenever you want.

Your money – your choice

Think about what the people you love could do with the money you leave behind. What you decide the cash lump sum should be used for is completely your choice.

You can split the money from the over 50's life insurance plan up and nominate different names to receive different amounts. You can assign a portion for funeral costs so that you and your dependents don’t have to worry about those.

Your over 50's life plan is provided to you by Engage Mutual Assurance, highly regarded experts in this field. Thanks to their partnership with The Co-operative Funeralcare, one of the UK's biggest and best funeral providers, we can also find an extra £250 to help your dependants pay for the funeral you deserve. If, when you take out your policy, you choose a funeral funding option with The Co-operative Funeralcare, they will pay the extra £250 to the funeral director. This effectively reduces your funeral bill by £250 and it will not cost you an extra penny.

Safety and security with Insure My Life

Using a UK company for a policy means putting your faith in a safe place. Insure My Life is governed by the regulations covering financial institutions in the UK. The over 50's life insurance plan is provided by Engage Mutual, an organisation that is not driven by a need to satisfy shareholders or make profits for investors. A mutual organisation is owned by its customers and can put all its energy into delivering the best products and service to them.

Being regulated in the UK means your contributions are protected by the Financial Services Compensation Scheme. You have a cooling off period too. If you sign up for the Insure My Life plan you will have up to 30 days, after you receive your policy documents, to consider your decision. If you decide to change your mind you can cancel, no questions asked. Just fill in the relevant section on the documentation and send it in.